SME Banking -
SME Loan Interest Rebate Offer

From now until October 31, 2022, apply for PAOB Trade-Connect Loan or Business Instalment Loan successfully and drawdown to enjoy up to HK$73,000^ for 2 instalments of interest rebate*.

For enquiries, please contact PAOB customer service hotline at 3762 9900.

To borrow or not to borrow? Borrow only if you can repay!


Terms and Conditions apply. With limited quotas and on a first come, first served basis.
* Customers will be entitled to an interest rebate on each of the interest amount paid during the 3rd and the 9th instalments of an eligible Loan. For more details, please refer to “2nd Anniversary SME Loan Interest Rebate Programme” Terms and Conditions published on PAOB’s website.
^ This interest rate is calculated based on a loan amount of HK$5,000,000, a repayment tenor of 36 months and a monthly flat rate of 0.448941%. The annualised percentage rate (“APR”) is 10%. (The APR is calculated according to the guidelines laid down in the Code of Banking Practice). The above example is based on a number of assumptions and for reference only. The credit rating of each customer must fulfill the requirements of the Bank. The approved APR may vary on a case-by-case basis, subject to the credit rating of each individual customer, loan amount and repayment tenor. The approval of the loan amount, the repayment tenor and the interest rate are all subject to the final decision of the Bank without giving any reason.

Retail Banking -
Time Deposit Preferential Rate Offer

Preferential Time Deposit Offer

From now until September 30, 2022, customer can simply place a 4-month time deposit to enjoy 2.88%* p.a. minimum deposit start from HK$100 and no upper deposit limit! Act now and enjoy high interest returns!

Download PAOB APP now and
enjoy high interest returns!

受存款保障計劃保障
*The minimum deposit starts from HK$100. The rate quoted is for reference only and it may vary based on market conditions or subject to the Bank’ s discretion.