

5th Anniversary Treasure Reward UNLOCK
Celebrate PAObank's 5th Anniversary with unforgettable rewards and exclusive treasures designed just for you!
Don't miss out on this incredible opportunity to unlock limited-time offers and amazing surprises that make this anniversary truly unforgettable!
Let’s UNLOCK your journey to the 5th Anniversary Treasure Reward now!

Treasure 1: Complete 3 Missions and Get $1,0001
From now until September 30, 2025, PAObank’s customers who completed three missions may earn HK$1,0001 cash rewards!
Mission 1: Set PAObank as your default FPS account
Mission 2: Exchange HK$5,000 to US dollars via the in-app FX service
Mission 3: Deposit HK$200,000 in new funds and place a 6-month HKD time deposit
For the customer who completed Mission 1 and Mission 2 can earn a US$9.29 cash reward. The first 1,000 customers to complete all three missions will receive an additional HK$929 cash reward. In other words, by completing all three tasks, you may earn a total of US$9.29 and HK$929, meaning HK$1,0001 in cash rewards!

Treasure 2: Enjoy Premium Travel Insurance upon Account Opening
From now until September 30, 2025, new customers who successfully open a savings account using the referral code with the Bank, will receive a free travel insurance2 provided by China Ping An Insurance (HK). Additionally, placing 1-month HKD time deposit with first HK$50,000 can enjoy 18% p.a. interest rate* !
1 A reward of HK$1,000 is equivalent to a sum of HK$929 and US$9.29, rounded to the nearest dollar.
2 The free travel insurance (lite version) provided by China Ping An Insurance (HK) Co., Ltd. offers coverage for up to 7 days of worldwide travel.
Terms and conditions apply.
Please refer to PAObank 5th Anniversary Treasure Reward UNLOCK Programme (the “Programme”) terms and conditions for details.
The Annual Interest Rates are calculated on the basis of different number of days in a year for different currencies, subject to the Bank's determination from time to time.
HKD - 365 days | CNY, USD - 360 days