As the first virtual bank in Hong Kong specialising in SME banking services, PAOB provides efficient banking services and flexible loan services for SMEs. The Bank also aims to enhance the SME banking experience through Fintech, supporting them to seize opportunities in the market.
From now until Mar 31, 2023, apply for PAOB Business Short-term Loan successfully and drawdown to enjoy 10% interest rebate up to HK$15,000^
Business Short-term Loan —
Designed for Engineering and Construction industry
Balloon payment loan*
"0" handling fee
Loan amount
up to HK$3,000,000
up to HK$3,000,000
Penalty fee waived for early redemption, interest calculation on daily basis
For enquiries, please contact PAOB customer service hotline at 3762 9900.
To borrow or not to borrow? Borrow only if you can repay!
Terms and Conditions apply.
*Interest payments are made on a month to month basis with the principal being repaid when the loan matures.
^This interest rate is calculated based on a loan amount of HK$3,000,000, a repayment tenor of 6 months. The annualised percentage rate (“APR”) is 10%. (The APR is calculated according to the guidelines laid down in the Code of Banking Practice). The above example is based on a number of assumptions and for reference only. The credit rating of each customer must fulfill the requirements of the Bank. The approved APR may vary on a case-by-case basis, subject to the credit rating of each individual customer, loan amount and repayment tenor. The approval of the loan amount, the repayment tenor and the interest rate are all subject to the final decision of the Bank without giving any reason.
*Interest payments are made on a month to month basis with the principal being repaid when the loan matures.
^This interest rate is calculated based on a loan amount of HK$3,000,000, a repayment tenor of 6 months. The annualised percentage rate (“APR”) is 10%. (The APR is calculated according to the guidelines laid down in the Code of Banking Practice). The above example is based on a number of assumptions and for reference only. The credit rating of each customer must fulfill the requirements of the Bank. The approved APR may vary on a case-by-case basis, subject to the credit rating of each individual customer, loan amount and repayment tenor. The approval of the loan amount, the repayment tenor and the interest rate are all subject to the final decision of the Bank without giving any reason.