Faster Payment System (FPS)
Don’t forget to uplift your Transaction Limit before you transfer!
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7x24
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Instant fund transfers
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Cross-bank transfers without fees
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Safe and secure
Transfer to other PAOB accounts
Don’t forget to uplift your Transaction Limit before you transfer!
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7x24
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Instant fund transfers
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Transfers without fees
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Safe and secure
















1
Click “Transfer”
2
Select “FPS Transfer”
3
Input payee’s mobile number / email address / FPS ID. Select receiving bank and input transfer amount.
4
Verify the transaction details and click “Confirm”.
5
Done! Smart Tips:
- Before confirming a transfer or deposit of funds to a third party in Hong Kong, you are advised to verify the account number/mobile number/email address/FPS identifier and partially-masked name (if available) of the payee carefully to avoid mis-transfer of fund. After giving the instruction, you are advised to check with the transferee to confirm the receipt of fund. If you find the fund was mis-transferred to third-party account, please report to our Customer Service Representative at (852) 3762 9900 (24-hour service) at the earliest convenience.
- It is our responsibility to remind you if you have received funds which a transferor sent by mistake, you should contact our Customer Service Representative at (852) 3762 9900 (24-hour service) at the earliest convenience. You could be criminally liable if you refuse to return the fund to the transferor.




Savings Account
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Enjoy a basic saving interest rate of 1% p.a. with NO fees and NO minimum account balance requirement 1
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Transfer funds from your account INSTANTLY at your fingerprints
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Enjoy 24/7 banking services WITHOUT visiting a bank
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Go green with paperless statement
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Eligible deposits under Deposit Protection Scheme (DPS) in Hong Kong
- 1 Applicable to account balance at HK$1M or below. 0.01% p.a. interest rate will be applied for account balance over HK$1M.
Bonus Step-up Campaign
Selected customers who open account and deposit funds on or before 30th Jun can enjoy saving interest rate up to 5%. p.a.. Eligible deposit amount for this campaign is up to HK$1,000,000.
Learn more Interest Rate
Period
0 - 200 K
200 K - 20M
>20M
Account opening date to 30 Sep 2020 (both dates inclusive)
2%
1%
0.01%
1 Cot to 31 Dec 2020 (both dates inclusive)
3%
1%
0.01%
1 Jan to 31 Mar 2021 (both dates inclusive)
5%
1%
0.01%
Remark:
- Eligibility cap is based on initial deposit and will be adjusted downward per fund withdrawal
- Eligibility cap will not be adjusted upward on subsequent fund deposit
- Bonus step-up interest will be credited to customers savings account 1 month after each period end






Personal Instalment Loan
Personal Instalment loan helps to meet your financial needs!
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Apply anytime & anywhere via our APP
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HK$0 handling fee
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Fully repay the loan anytime with NO early redemption charge
Eligibility
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You must be a Hong Kong resident aged 18 or above; and
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You must be a Filipino Domestic Helper; and
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You must be an existing customer
Required Documents
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Hong Kong Identity Card
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Passport
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Working Visa
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Employment Contract
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Residential Address Proof
To borrow or not to borrow? Borrow only if you can repay!
Remarks:
- The Bank reserves the right to designate relevant documents and request for additional documents for the loan approval.