Motor Insurance Limited Time Offer
PAObank launches Motor Insurance Limited Time Offer! From now until November 22, 2025, the first 100 individual customers who successfully apply for China Ping An Insurance’s online Motor Insurance with gross premium HK$4,500 or above through PAObank’s Retail Banking APP, can enjoy an exclusive discount of HK$1,388. Whether you are a new car owner or switching insurance, you can enjoy this exclusive premium discount, ensuring comprehensive coverage for your beloved vehicle while effortlessly saving on expenses. Quantity is limited, seize the opportunity to apply now!
PAObank partners with China Ping An Insurance’s online car insurance, offering 24/7 online instant free quotes, making it convenient for customers to compare different coverage plans anytime, anywhere and choose the most suitable option flexibly. The product comprehensively covers multiple protections, including third-party death or bodily injury with a compensation amount of up to HK$100 million, and third−party property damage compensation of up to HK$2 million, providing customers with comprehensive coverage. The entire process of application and payment is completed online. Upon successful completion, the Cover Note is immediately sent via email, eliminating complex procedures, allowing you to buy and get covered instantly, driving with peace of mind.
PAObank Motor Insurance features:
- 100% Online Car Insurance
- Print covernote instantly
- No documents needed
- Free to apply ESSO discount card
| Gross Premium | PAObank Exclusive Discount |
|---|---|
| HK$4,500 or above | HK$1,388 |
Terms and conditions apply.
*Please refer to Motor Insurance Limited Time Offer (the “Programme”) terms and conditions for details.
Important Notes and Disclaimers
PAO Bank Limited (Insurance Intermediary License No: [GA1067]) (“PAObank”) is the appointed insurance agency of China Ping An Insurance (Hong Kong) Co., Ltd. (“China Ping An”), to distribute general insurance products in the Hong Kong Special Administrative Region.
Relevant general insurance products are the products of the insurance companies but not the Bank. The above general insurance products are issued and underwritten by China Ping An.
PAObank's role is limited to distributing insurance products of China Ping An only and PAObank shall not be responsible for any matters in relation to the provision of the products.
PAObank will not render you any legal, accounting or tax advice. You are advised to check with your own professional advisor for advice relevant to your circumstances.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between PAObank and the customer out of the selling process or processing of the related transaction, PAObank is required to enter into a Financial Dispute Resolution Scheme process with the customer. However, any dispute over the contractual terms of the general insurance product should be resolved between China Ping An and the customer directly. Relevant product materials information are intended to be distributed in the Hong Kong Special Administrative Region (“Hong Kong”) for reference only, and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product in or outside Hong Kong.
Claims under this insurance plan must be made by you to China Ping An directly. You can get the appropriate claim form by calling China Ping An Customer Service Hotline (852) [2827 1883] in Hong Kong or visiting https://www.pingan.com.hkor any China Ping An Customer Service Centre. For details, please refer to the policy contract provided by China Ping An.
The information you disclosed in response to all China Ping An’s questions must be true, complete and correct. Failure to disclose true, complete and correct information to China Ping An may render China Ping An unable to accept or process your application or the policy void.
You are reminded to carefully review the relevant product materials provided to you and be advised to seek professional / independent advice when considered necessary.
Pursuant to the Insurance (Levy) Regulation (Cap. 41I) and the Insurance (Levy) Order (Cap. 41J) under the Insurance Ordinance (Cap. 41), the Insurance Authority (“IA”) collects levies for insurance premiums from policyholders with effect from 1 January 2018. For further details, please visit the website of IA. For the latest information about the IA, please visit https://www.ia.org.hk. For the latest information about The Insurance Complaints Bureau, please visit https://www.icb.org.hk.