Savings Account

  • Enjoy a basic saving interest rate of 0.4% p.a. with NO fees and NO minimum account balance requirement 1
  • Transfer funds from your account INSTANTLY at your fingerprints
  • Enjoy 24/7 banking services WITHOUT visiting a bank
  • Go green with paperless statement
  • Eligible deposits under Deposit Protection Scheme (DPS) in Hong Kong
  • 1 Applicable to account balance at HK$500,000 or below. 0.40% p.a. interest rate will be applied for account balance over HK$500,000. (Effective from 21 November 2022).

Savings Deposit Rate

From now till 30 April 2023, customers who deposit New Fund* in their Savings Account can enjoy 1.2% p.a. Savings Interest rate which includes both Basic Interest and Bonus Interest.
Deposit Balance (HKD) Annual Interest Rate
New Fund for the first $500,000* 1.2%
*Terms and conditions apply. Please refer to the terms and conditions for definition of New Fund and Bonus Interest.
The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.