PAObank Welcome Offer

Welcome Offer – 3-Month HKD Time Deposit

From now until March 31, 2023, new customers placing 3-month time deposit can enjoy 6% p.a. interest rate for first HK$88,000, earn the interest up to HK$1,280*(includes both Basic Interest and Bonus Interest).

Deposit PeriodDeposit AmountAnnual Interest Rate
3-MonthFirst HK$88,0006%

New Fund - Savings Deposit Rate

From now till 30 April 2023, customers who deposit New Fund in their Savings Account can enjoy 2% p.a. Savings Interest rate which includes both Basic Interest and Bonus Interest.

Deposit BalanceAnnual Interest Rate
New Fund for the first HK$500,0002%

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enjoy high interest returns!

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Terms and conditions apply.
*Based on a principal of HK$88,000 and 6% p.a. under a fixed time deposit for 3 months (e.g. From 8 February 2023 to 7 May 2023), it offers HK$88,000 x 6% x 89/365 = HK$1,287 interest.
1. Please refer to the terms and conditions for details of “Welcome Offer – 3-Month HKD Time Deposit”.”The time deposit interest rate offer of 6 per annum is inclusive of the Basic Interest Rate and the Bonus Interest Rate. “Basic Interest Rate”means the prevailing basic interest rate quoted by the Bank in its Retail Banking APP for time deposits with a 3-month tenure; “Bonus Interest Rate” means the time deposit interest rate offer of 6% per annum less the Basic Interest Rate.
2. Please refer to the terms and conditions for details of “New fund – Saving Deposit Rate”
The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.