New Customer Time Deposit High Interest Offer
PAObank is dedicated to helping customers effortlessly grow their savings continuously, announced to launch the offer of the annual interest rate for 1-month HKD time deposit to 12%, joining customers in growing their savings and moving forward to the next milestone together.
From now until March 31, 2026, eligible new customers^ placing 1-month HKD time deposit can enjoy an interest rate of 12% p.a. * on the first HK$100,000 (must enter referral code during account opening).
After successfully opens a savings account with the Bank, the Offer will be displayed on the Bank’s Retail Banking APP (time deposit section) within 3 working days (excluding Saturdays, Sundays and public holidays).
| Deposit Period | Deposit Amount | Annual Interest Rate |
|---|---|---|
| 1-Month | First HK$100,000 | 12%* |
The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.
Terms and conditions apply.
*Please refer to New Customer Time Deposit High Interest Offer Programme (March 2026) (the “Programme”) terms and conditions for details.
^ “Eligible Customers” are new customers who successfully open a savings account with the Bank from 1 to 31 March 2026 (both dates inclusive) and have entered a referral code obtained from designated channels of the Bank at the time of account application, and have not held any savings account with the Bank prior to 1 March 2026.