PAObank - Unlimited Deposit Amount PAObank - Unlimited Deposit Amount
5th Anniversary New Customer Time Deposit High Interest Offer
PAObank is 5 years old! In September, PAObank officially mark its 5th anniversary. To celebrate this special birthday month, PAObank announced to increase the annual interest rate for 1-month HKD time deposit to 18%, joining customers in growing their savings and moving forward to the next milestone together.
From now until September 14, 2025, new customers placing 1-month HKD time deposit with first HK$50,000 can enjoy 18% p.a. interest rate* (must enter referral code during account opening).
After successfully opens a savings account with the Bank, the Offer will be displayed on the Bank’s Retail Banking APP (time deposit section) within 3 working days (excluding Saturdays, Sundays and public holidays).
Deposit PeriodDeposit AmountAnnual Interest Rate
1-MonthFirst HK$50,00018%*
Terms and conditions apply.
*Please refer to 5th Anniversary New Customer Time Deposit High Interest Offer Programme (the “Programme”) terms and conditions for details.
The annual interest rate is calculated on a daily basis over a 365-day year and will be determined by the Bank from time to time.

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