

USD New Fund Time Deposit Offer
To thank you for the trust and support, PAObank has launched a new USD New Fund Time Deposit Offer for our customers, helping you achieve stable savings growth. Additionally, PAObank offers foreign currencies remittance services and waives the PAObank handling fee for inward remittance, allowing you to easily lock in higher returns.
From now until October 31, 2025, eligible individual customers using Eligible New Funds to place a 1-month or/and 3-month USD time deposit can enjoy an extra reward interest rate of 0.8% p.a. (on top of the prevailing basic interest rate quoted by the Bank in its Retail Banking APP) for a minimum time deposit amount of US$15, without upper limit.
Deposit Period | Deposit Amount | Annual Interest Rate |
---|---|---|
1-Month | New fund US$15 or above | Extra 0.8%* |
3-Month | New fund US$15 or above | Extra 0.8%* |
The Annual Interest Rates are calculated on the basis of different number of days in a year for different currencies, subject to the Bank's determination from time to time.
HKD - 365 days | CNY, USD - 360 days
Terms and conditions apply.
Please refer to USD New Fund Time Deposit Offer (the “Programme”) terms and conditions for details.
Please refer to USD New Fund Time Deposit Offer (the “Programme”) terms and conditions for details.