Make transaction via FPS
Real time and free of charge

  • Register FPS service using FPS ID / mobile number / email address
  • Make instant HKD transfers anytime and anywhere
  • FPS Local transactions without fee

Grow your savings without monthly fees

  • No minimum deposit balance requirement
  • 0.5% p.a. preferential saving interest rate
  • Under Deposit Protection Scheme (up to HK$500,000)
  • 7x24 online application via mobile APP

Simple loan approval
Obtain funding swiftly

  • Pre-approved loan amount up to HK$2,000,000
  • No documents required to submit for loan approval 1
  • "0" handling fee
  • Early redemption without penalty fee, interest calculate on daily basis
  • "5-Day Service Pledge" from successful loan application to drawdown2
  • 1 During loan approval, only HKID is required for identity verification, while required documents need to be provided before loan drawdown.
  • 2 Within 5 business days upon submission of loan application. It is also subject to the completion of documents to be provided and signed. For more details, please refer to “5-Day Service Pledge” Terms and Conditions.