80% or 90% Guarantee Financing Solution provided by HKMCI

  • Full rebate of guarantee fee 1
  • No documents required to be submitted for loan approval for Trade-Connect Loan applicants 2
  • No additional fee, apart from interest expense
  • Early repayment without penalties
To borrow or not to borrow? Borrow only if you can repay!
  • 1 Full rebate of guarantee fee provided by PAOB is applicable to SMEs which successfully drawdown the loan within the period from 27 October 2020 to 31 Dec 2021. Guarantee fee will be rebated to clients’ savings account on or before specific date. Clients should maintain an active savings account and loan account at the time when the rebate is made, and there is no overdue record. Please refer to “SME Financing Guarantee Scheme (80% or 90% Guarantee Product) Full Guarantee Fee Rebate Terms and Conditions” for more details.
  • 2 During loan approval, only HKID is required for identity verification, while required documents need to be provided before loan drawdown.