



Savings Account
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Enjoy a basic saving interest rate of 0.4% p.a. with NO fees and NO minimum account balance requirement 1
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Transfer funds from your account INSTANTLY at your fingerprints
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Enjoy 24/7 banking services WITHOUT visiting a bank
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Go green with paperless statement
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Eligible deposits under Deposit Protection Scheme (DPS) in Hong Kong
- 1 Applicable to account balance at HK$500,000 or below. 0.01% p.a. interest rate will be applied for account balance over HK$500,000. (Effective from 21 January 2022).
Savings Deposit Rate
Deposit Balance (HKD) | Annual Interest Rate |
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First $500,000 | 0.40% |
Above $500,000 | 0.01% |
Time Deposit
- •Low threshold, place your Time Deposit from minimum $100 to enjoy stable interest returns
- •More financial flexibility by offering 3-12 months Time Deposit option
- •Same interest rate for all deposit amount
- •24 X 7 time deposits anywhere
Time Deposit Rate
Deposit Period | Annual Interest Rate |
---|---|
1-Month | 1.0% |
3-Month | 1.0% |
4-Month | 1.6% |
6-Month | 1.0% |
12-Month | 1.3% |
Remark:
Eligibility cap is based on initial deposit and will be adjusted downward per fund withdrawal
Eligibility cap will not be adjusted upward on subsequent fund deposit
Bonus step-up interest will be credited to customers savings account 1 month after each period end